Worrying about the cost of a treatment plan should never be the reason a family in Marietta puts off dental care. Many patients delay checkups, restorative work, or a smile transformation simply because they are unsure how they will pay for it, even when the treatment itself is not in question.
At Kabani Dental, we believe cost should never stand between a patient and a healthy smile. That is why we offer several flexible ways to pay for care, from third-party financing to a straightforward in-house membership plan, so every patient can find an option that fits their budget.
Why Payment Options Matter For Dental Health
Cost remains one of the most common reasons people skip needed dental care. According to the American Dental Association, 17 percent of working-age adults reported they did not get needed dental care due to cost in a recent year, a figure that climbs even higher among lower-income households. Putting off care rarely makes a problem disappear. A small cavity left untreated can progress into something that requires a root canal or extraction, and gum disease that goes unaddressed can eventually threaten the teeth themselves.
We want our patients to make treatment decisions based on what their smile needs, not on whether they can pay for everything up front. Having multiple financing paths available means a patient facing a bigger case, like dental implants or a full set of veneers, can move forward with confidence instead of putting it off for another year.
CareCredit and Cherry Financing
CareCredit is a healthcare credit card that patients can use specifically for dental treatment, and it works similarly to a traditional credit card with the added benefit of promotional financing periods for qualifying purchases. Patients apply directly with CareCredit, and if approved, they can use it toward services ranging from a routine cleaning to a more involved procedure.
Cherry is another financing option we offer that gives patients a fast, straightforward application process, often with a decision in minutes. Cherry breaks down the total cost of treatment into manageable monthly payments, which can make a difference for patients weighing a larger investment such as SureSmile clear aligners or a full mouth restoration. Both CareCredit and Cherry are designed to spread out payments in a way that fits within a household budget, rather than requiring the full amount at the time of service.
Choosing Between Financing Options
Every patient’s financial situation looks different, so it helps to understand the general shape of what each option offers before deciding which one to pursue. A few factors patients often weigh include:
- How large the treatment cost is and whether a promotional financing window fits the timeline
- Whether a fast approval process matters more than a longer repayment term
- How the monthly payment amount fits into the household budget
Our team can walk through the details of both programs during a consultation so patients understand exactly what to expect before applying for either one.
Our In-House Membership Plan
For patients without dental insurance, our in-house membership discount plan offers a straightforward alternative. Rather than navigating insurance networks, deductibles, and annual maximums, patients enroll directly with our practice and receive reduced rates on the treatments they need most, including preventive visits like dental cleanings and exams.
This plan works well for patients who want predictable costs without the complexity of a traditional insurance policy. It can also be paired with CareCredit or Cherry when a patient needs a larger treatment plan, giving them a discounted rate on the service itself along with a manageable way to pay for it over time.
Insurance and HSA or FSA Accounts
Beyond third-party financing and our membership plan, we also accept a range of dental insurance plans, including Cigna, MetLife, and Delta Dental, which can further reduce out-of-pocket costs depending on a patient’s coverage. Patients with a health savings account or flexible spending account can also use those funds toward treatment at our practice, since dental care generally qualifies as an eligible expense under both account types.
Combining insurance benefits with HSA or FSA funds is often the most cost-effective approach for patients who have access to both, and our front desk team can help verify benefits ahead of a visit so there are no surprises when it comes time to check out.
Start Your Treatment With Kabani Dental Today
Dr. Shaila Kabani and our team believe every patient deserves a clear path to the smile they want, regardless of their budget. Whether that means applying for CareCredit, exploring Cherry, joining our membership plan, or combining insurance with an HSA or FSA, our team is ready to walk through the details and help find the right fit.
To learn more about our full range of financing options or to schedule a consultation, reach out through our contact form and a member of our team will be happy to help.